Workers’ compensation, often called “workers’ comp,” is the system that provides benefits to employees who are injured on the job without requiring them to file a personal injury lawsuit. Employers either pay monthly insurance premiums or self-insure to cover these potential liabilities.
On the surface, the system is designed to be simple and “no fault.” In reality, successfully filing a workers’ compensation claim can be frustrating and complicated. Many workers find their claims denied or their benefits reduced. Having an experienced attorney on your side can make a big difference in whether you receive the compensation you need to recover fully.
Why Work with a Workers’ Compensation Lawyer?
Even though workers’ compensation is meant to protect injured workers, the process is far from straightforward. From filing deadlines to appeals, there are many steps where mistakes can hurt your chances. A skilled workers’ compensation lawyer can help you avoid these pitfalls and fight for the benefits you deserve.
Here are four key reasons to hire an attorney if you are filing a claim in Ohio:
1. Advice on Whether Your Injury Qualifies
Not every injury is automatically covered. While injuries that occur at work are usually included, there are many situations that fall into gray areas, such as injuries that happen at a company-sponsored event or on employer-owned property. An attorney can review your case and advise whether your injury qualifies for compensation.
2. Filing Your Claim Correctly
The first step in the process is filing your claim with the Bureau of Workers’ Compensation. This involves detailed paperwork and strict deadlines. Ohio law has specific requirements that must be met, and small mistakes can cause big delays. An attorney ensures your claim is filed properly, giving you the best chance at success.
3. Handling Appeals if Your Claim is Denied
Many claims are denied at first. If this happens, you may still be able to appeal. Denials can be devastating when medical bills and lost wages start piling up. An experienced lawyer can represent you in the appeals process and help fight for the benefits you need. In some cases, pursuing a civil lawsuit may also be an option.
4. Exploring Additional Benefits
Workers’ compensation is not always the only type of benefit available. Depending on your situation, you may also qualify for disability or unemployment benefits. A lawyer can help you identify and pursue every benefit you are entitled to receive.
